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LendingClub: Not The Destination

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Update - March 28, 2025

LendingClub with an interesting re-test of $10. The economy has to slump into a recession to warrant even this price, which is below TBV. 

Finviz Chart

Original article posted on Jan. 30

  • LendingClub disappointed the market with conservative guidance for 2025.
  • The fintech's potential remains high, with plans to double loan originations over time and expand into new investment products, including a rated structured certificate program.
  • LC stock is attractive at less than 10x peak earnings potential, but patience is required for full growth realization.
  • Looking for a portfolio of ideas like this one? Members of Out Fox The Street get exclusive access to our subscriber-only portfolios. Learn More »
LendingClub Corporation (NYSE:LC) is under pressure after 2025 guidance failed to impress. The online lending platform guided to solid growth for the next year, but the company isn't expanding business as aggressively as desired by the market. My investment thesis remains Bullish on the stock, especially after the nearly 20% selloff following quarterly results.


Read the full article on Seeking Alpha. 

Disclosure: Long LC. Please see the disclaimer page for more details. 

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