Out Fox The $treet

Without much hype, Bank of America (BAC) is slowly becoming the worlds biggest fintech. In Q4, the large bank saw P2P payment volumes nearly double.

Bank Of America passed the Fed stress test with flying colors. The bank is set to substantially increase capital returns without stressing the capital ratios. The stock is a screaming buy that now offers decent yield support. Based on the chart of  Bank Of America  (NYSE: BAC ), the market repeatedly stresses over the prospects of the large financial. The stock has taken repeated hits over the last year despite relatively stable earnings and strong capital ratios. Read the full article on Seeking Alpha Disclosure: No positions mentioned. Please read the disclaimer page for more details.

Summary Bank of America reported disappointing Q1'15 results. The bank remains a highly rate sensitive play, suggesting investors shouldn't over-analyze quarterly results due to declining rates. Due to cost management and a cheap value, Bank of America remains an attractive pick. With the Q1'15 earnings release at Bank of America (NYSE: BAC ) , a lot analysts will analyze every detail to the max. The stock is trading slightly down on the results as investors are disappointed with the numbers, especially on the revenue side. The real question is whether investors should compare the results to analyst expectations or focus more on the large quarterly profits for a stock with a market valuation of $166 billion. Read the full article on Seeking Alpha. Disclosure: No positions mentioned. Please review the disclaimer page for more details. 

Summary BoA passed the Fed stress test, setting up increased capital return. The CCAR due to be released on the 11th has an overstated importance. Investors should use the weakness in the stock to load up based on valuation and not any capital return plan that is not needed to justify value. The stress tests and corresponding CCAR, or Comprehensive Capital Analysis and Review, plans are peculiar events created out of the financial crisis. Sure, banks and the Fed need to understand the impacts of adverse economic events on capital levels, but the results under crazy scenarios unlikely to occur in our lifetime again aren't impacting actual bank results. Read the full article on Seeking Alpha. Disclosure: No position mentioned. Please review the disclaimer page for more details.