Out Fox The $treet

Updated - Oct. 2, 2025 Upstart might have some support here around $50 after BTIG caused the crash from $60 based on faulty delinquency data . The stock hasn't actually rallied on this news suggesting the negative momentum could keep Upstart under pressure.  Update - Sept. 24, 2025 Despite the rate cute, Upstart is trading down at recent lows. If the stock breaks $60 tomorrow, watch out below.  Original article posted on Aug. 6 Upstart reported a strong Q2 due to a big boost in loan conversions, but questions remain about sustainability and lack of consistent volume growth. The AI lending platforms expansion into auto and home loans is promising, but funding partners are lacking. The stock trades at 35x 2026 EPS targets, making Upstart expensive for uncertain funding growth. I remain Neutral on Upstart; consider buying on weakness or a breakout above $80 only if supported by rate cuts or major funding news. Looking for a portfolio of ideas like this one? Members of Out Fox The...

Update - May 6, 2025 The fintech has slipped to $50 despite a big quarter likely due to not hiking guidance.  Q1 GAAP EPS of -$0.03  beats by $0.16 . Revenue of $213.37M (+66.7% YoY)   beats by $12.11M . Upstart signed a forward-flow agreement for $1.2 billion with Fortress Investment Group. The main issue with numbers is likely guidance just generally matching current estimates.  Q2 Revenues of $225 million vs. consensus at $226 million 2025 Revenues at $1.01 billion vs. consensus at $1.01 billion.  The stock dips to a $4 billion market cap at the $42 after-hours price, or 4x sales targets. Upstart just traded down below $40, so the stock likely bounces at this level.  Update - Apr. 5, 2025 Upstart has entered the buy zone on the dip to nearly $30. The AI lending stock has just been crushed after rallying to $90. The company will have to report a serious pullback to lending to warrant this dip.  Original article posted on Mar. 30 Upstart Holdings...