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Nu Holdings: Market Skepticism Appears Off The Charts

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Updated - June 3, 2026

Nu Holdings hit a new 52-week low on the CFO change, but the stock rebounded pretty big on the hiring of a 30-yr veteran from Visa. The stock was cheap when trading at $19, much less below $12 now. 

-Nubank (NU) has appointed Rob Livingston as chief financial officer, effective July 13, 2026.

-Current CFO Guilherme Lago will transition to special advisor.

Finviz Chart

Original article posted on May 19

  • Nu Holdings reported Q1 revenues up 42% FXN to $5.3B, but the stock had a post-earnings dip driven by higher credit losses.
  • The digital bank reported a credit loss increase attributed to seasonality and portfolio growth, not asset quality deterioration; NPL ratios remain stable.
  • NU trades at a valuation far below its >30% projected growth, offering a compelling entry point amid market overreaction to credit risks.
  • The stock trades at just 10x '27 EPS targets while the fintech has a major catalyst with the entry into the U.S. market.
  • Looking for a portfolio of ideas like this one? Members of Out Fox The Street get exclusive access to our subscriber-only portfolios. Learn More »
Nu Holdings Ltd. (NU) dipped following another strong quarter for the Brazilian digital bank. The company saw some higher credit losses in the quarter due to seasonality and portfolio mix, likely leading to the dip in the stock price to yearly lows. My investment thesis remains ultra Bullish on the stock, with the market not appreciating the massive growth opportunity in developing economies due to the feared risks.


Read the full article on Seeking Alpha. 

Disclosure: No position mentioned. Please review the disclaimer page for more details. 

Comments

Krish Narwani said…
This comment has been removed by the author.
June 8, 2026 at 6:22 AM
Krish Narwani said…
Excellent analysis that presents market perspectives in a clear and engaging manner. The article does a great job of breaking down complex financial topics into easy-to-understand insights, making it valuable for both new and experienced readers.

My experience with Shree JI Study has been very positive from the beginning The teachers explain concepts clearly and ensure that every student understands the topics properly The study material is updated and useful for effective preparation Anyone looking for trusted CET Coaching in Udaipur will find excellent academic support and guidance here Regular assessments and doubt solving sessions help improve performance while the encouraging environment motivates students to stay focused and work hard towards achieving their career aspirations successfully
June 8, 2026 at 6:40 AM
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